Attention Pensioners


Attention Pensioners

November is an important month for all pensioners. In this month, all pensioners need to provide life certificates to their bank. If they fail to do so they will not receive their pension.

An option with the pensioners is to visit bank branches during November and sign on the register as proof of living. But this cannot be implemented by everyone. Some find it difficult to be physically present for this. The difficulty may be because they are not in good health or too old to make it physically to their bank branches.

Pensioners who are unable to go to bank branches themselves can submit a physical copy of their life certificate or use a digital certificate that is issued by Jeevan Pramaan website

A pensioner can submit Aadhaar-based online life certificate through the Jeevan Pramaan website.

An office memorandum, issued by the Central Pension Accounting Office, under the Ministry of Finance, clearly says, “…the pension account holding branches of all authorised banks may be instructed to strictly adhere to the existing norms and do not harass the pensioners/family pensioners by insisting upon presenting themselves physically in the bank if their life certificate is submitted duly signed by the authority specified in Correction Slip No.14…”

 This means, pensioners who are unable to visit their bank branch, can submit a life certificate, duly signed by a Magistrate, a Registrar or sub-Registrar, a Gazetted Officer, a Police Officer no below the rank of Sub-Inspector, a postmaster, a class I officer of the Reserve Bank of India (RBI), a pensioned officer who before retirement exercised powers of a Magistrate, a Justice, a Block Development Officer or Munsif or Tehsildar or Naib Tehsildar, a Head of Village Panchayat, a Member of Parliament or State Legislature or a Treasury Officer.

For pensioners receiving pension through their savings account in a public sector bank, the Officer of the bank can sign the life certificate. However, many a times, such pensioners or their family members find it difficult to submit physical copy of the life certificate.

“Pensioners, who are not in a physical condition to visit the branch, can request an officer from the bank to visit their home for signing the certificate. Also such pensioners should get a similar certificate from their doctor and attach it with the life certificate while submitting to the bank branch